Penulis: Kontributor Ternate, Agus Supriyadi |
Editor Agus Supriyadi
TERNATE, DAILYFASTNEWS.COM - Did you know that online banks can now provide you with virtual safe deposit boxes? Yes, it's true but is still a fairly new concept that became popular after the devastating hurricanes a couple of years ago. At that time a lot of people were looking for ways to protect their important documents.
Just like at a traditional bank
you'll pay an extra fee to your online bank to get a virtual safe deposit box.
Once you've paid the fee, you just need to upload copies of your important
documents so they will be stored on their secure servers.
If you ever need to access them,
just login to your online bank account and download them to your computer. The
online bank will have security steps in place that you must go through to
access them so be sure you know what information you'll need to provide to gain
access. These virtual safe deposit boxes
have a very high level of encryption in place for your protection. So you can
rest assured your documents are safe.
The concept for virtual safe
deposit boxes actually started in about the year 2000 and that's when banks
started promoting them. This was about
the same that electronic signatures were also introduced. This made online banks start thinking of ways
they could offer protection for their customer’s important documents as well.
A virtual safe deposit box allows
online banks to store all sorts of information.
Essentially anything that exists on paper can easily be stored as a PDF
document and secured in a virtual safe deposit box.
For instance you may want to
create a list of all your possessions for your insurance company, so you would
create your list into something like a word document file. You could then also include any pictures or
receipts you may want to secure. These items can be scanned into your computer
for uploading. You can then have all these items stored in your virtual safety
deposit box.
Even things such as marriage
licenses, birth certificates, divorce papers etc, can all be scanned into your
computer so you can upload them to the virtual safe deposit box. They can then be accessed online whenever you
need them.
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