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Editor Agus Supriyadi
These methods can vary depending
on your online bank. For example if you
have an online bank account that is linked to your traditional bank you could
make a deposit at your traditional bank and then transfer it to the online bank
account.
However if you don't have an
online bank account that's linked to your traditional bank account you will
have to use other methods to make your deposits. Let's take a look at some of
your options.
1) Mail your check in - however
this will delay the availability of funds
2) Setup direct deposit with your
employer or pension checks.
3) Make a deposit at ATM.
Many online banks have now made
arrangements with other companies that own ATM's. This allows you to make a
deposit using the ATM but there will likely be a small fee. However if you need
the funds available right away, this is your best option.
Getting funds out of your online
bank account is not a problem as you can always withdraw money from an ATM. In
this case you may also pay some small fees unless your bank has made some
arrangements with the ATM owner. If your
online bank is linked to your traditional bank you should be able to use their
ATM to withdraw funds without incurring any fees.
For example you may be out
shopping or at a movie and need some spending money. No problem just find an
ATM and you can be on your way in no time with your cash in hand.
Online banking has many
advantages, but like most things it's not perfect. So you will need to be
willing to accept that if your mailing in a check there will be a delay in
funds being available or accept the fact that you will pay some small fees for
using an ATM. Overall these things should not be considered major concerns.
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